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GENRIC PET INSURANCE

Comprehensive Medical Expense+

Accident & Illness medical Expenses PLUS Extended Cover1

Comprehensive Medical Expense Only

Accident & Illness medical Expenses

Hospital Only

Accident & Illness in-hospital Medical Expenses Only2

Accident Only

Accident only medical expenses

Essential

Consultation only - Covers all costs not related to in-hospital treatment

Monthly Premium

Yes

Yes

Yes

Yes

Yes

Annual Premium

Yes

Yes

Yes

Yes

Yes

Multiple Pet Discount

Yes

Yes

Yes

Yes

Yes

Overall Annual Maximum Benefit Limit

R45,000

per pet per 12-month period of insurance

R40,000

per pet per 12-month period of insurance

R35,000

per pet per 12-month period of insurance

R25,000

per pet per 12-month period of insurance

R15,000

per pet per 12-month period of insurance

Excess

10% min R500

10% min R500

10% min R500

10% min R500

10% min R500

General Waiting Period

31 Days

31 Days

31 Days

N/A

31 Days

Age of Pet

8 weeks to 9 years

8 weeks to 9 years

8 weeks to 9 years

8 weeks to 9 years

8 weeks to 9 years

Microchip Required

No

No

No

No

No

Breed Exclusion

No

No

No

No

No

Direct payment to Vets3

Yes

Yes

Yes

Yes

Yes

Vet of Own Choice

Yes

Yes

Yes

Yes

Yes

All Accident Cover

Yes

Yes

Yes

Yes

Yes5

Emergency Treatment Cover

Yes

Yes

Yes1

Yes

Yes

Consultation & Pre-hospital Cover

Yes

Yes

Yes1

Yes

Yes

In-hospital Cover

Yes

Yes

Yes

Yes

Yes

Prompt Claims Settlement

Yes (Maximum 5 working days)

Yes (Maximum 5 working days)

Yes (Maximum 5 working days)

Yes (Maximum 5 working days)

Yes (Maximum 5 working days)

Pre-existing Conditions Covered

12 Month waiting period

12 Month waiting period

12 Month waiting period

No

No

Routine Care Option

Yes

Yes

Yes

Yes

Yes

Third Party Liability

Yes

Yes

Yes

No

No

Double Up Option4

Yes

Yes

Yes

Yes

Yes

1

Extended Covers:  Alternative/Complimentary treatment, boarding fees, advertising and rewards, missing or stolen pet, dental cover, death benefit/condolence benefit, prescription diet.

2

Covers in-hospital expenses only plus consultation and pre-hospital expenses for conditions resulting in hospitilisation.

3

By arrangement on pre-authorised procedures

4

Double Up Option:  Double your premium and thereby double your annual limits

5

Cover only applicable if not admitted to hospital

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